Skip to content
Vanquis Logo
  • Our products
    • Credit cards
      • Compare our credit cards Chevron Right
      • Credit Builder Credit Card Chevron Right
      • Balance Transfer Credit Card Chevron Right
      • Purchase Credit Card Chevron Right
      • Travel Credit Card Chevron Right
      • Low APR Balance Transfer Credit Card Chevron Right
      • Credit cards for bad credit Chevron Right
      Info Icon

      Trip to Orlando

      We’re flying 50 Vanquis Credit Card customers and their families to Florida.

      Info Icon

      Discover the Vanquis app

      Check your balance, make payments and get up-to-date account info.

    • Savings accounts
      • Compare our savings accounts Chevron Right
      • Our easy access accounts Chevron Right
      • Our fixed rate accounts Chevron Right
      • Our notice accounts Chevron Right
      • Our cash ISAs Chevron Right
      • Frequently asked questions Chevron Right
    • Vehicle finance
    • Snoop money-saving app
    • Loans
      • Explore loans Chevron Right
      • Loans for bad credit Chevron Right
      • Loans for no credit history Chevron Right
      • Home improvement loans Chevron Right
      • Debt consolidation loans Chevron Right
      • Secured loans Chevron Right
    • Second charge mortgages
  • Take control
    • Our blog
    • Benefits calculator
    • Credit card interest calculator
    • Support beyond us
    • Vanquis app
  • Help
    • All help
      • Help centre Chevron Right
      • Credit cards help Chevron Right
      • Savings help Chevron Right
      • How we handle complaints Chevron Right
      • Support and wellbeing Chevron Right
      • Protect yourself from fraud Chevron Right
      • Accessibility support Chevron Right
    • Contact us
    • Lost or stolen card or device
    • Problem transaction on your card
    • Mobile app
  • About
    • About us
    • Investor centre
    • Careers
    • Media centre
    • Our Foundation
Login
Home breadcrumb separator FAQs breadcrumb separator Page 4
Vanquis Logo
Our products Right Arrow Icon Take control Right Arrow Icon Help Right Arrow Icon About Right Arrow Icon
Credit cards Right Arrow Icon Savings accounts Right Arrow Icon Vehicle finance Snoop money-saving app Loans Right Arrow Icon Second charge mortgages
Our blog Benefits calculator Credit card interest calculator Support beyond us Vanquis app
All help Right Arrow Icon Contact us Lost or stolen card or device Problem transaction on your card Mobile app
About us Investor centre Careers Media centre Our Foundation
Compare our credit cards Credit Builder Credit Card Balance Transfer Credit Card Purchase Credit Card Travel Credit Card Low APR Balance Transfer Credit Card Credit cards for bad credit
Info Icon

Trip to Orlando

We’re flying 50 Vanquis Credit Card customers and their families to Florida.

Info Icon

Discover the Vanquis app

Check your balance, make payments and get up-to-date account info.

Compare our savings accounts Our easy access accounts Our fixed rate accounts Our notice accounts Our cash ISAs Frequently asked questions
Explore loans Loans for bad credit Loans for no credit history Home improvement loans Debt consolidation loans Secured loans
Help centre Credit cards help Savings help How we handle complaints Support and wellbeing Protect yourself from fraud Accessibility support
Login
Home breadcrumb separator FAQs breadcrumb separator Page 4

Archives: FAQs

I’m worried about my finances can you help?

Worried about your finances? Find out how to get support, access free advice, and speak to our team for help.

I have feedback on the app. How can I share it?

Got feedback on the new app? Find out how to share your thoughts and help us improve your experience.

I have questions about taking a selfie to register. Can you help?

Questions about taking a selfie to register? Learn why it’s needed and how it helps keep your account safe.

How do you charge interest on my Vanquis Credit Card?

We calculate your interest daily, based on the total amount you owe …

I have available credit and am making payments. Why can't I use my card?

If you’re currently on a payment plan where you’re paying a reduced monthly amount or …

I have additional needs. How can I tell you about them?

Just so you know, our app supports the native accessibility features available on your device, including screen readers …

How do you use my personal info?

You can find out what info we collect and how we use it by viewing our privacy policy.

How do I know an email is from Vanquis?

It’s important to stay alert and always be cautious of messages from finance companies …

I have a positive balance. What does that mean and what can I do?

 A positive balance means you’ve paid more onto your credit card than you owe, or you’ve

How do you work out my interest rate?

We work out your interest rate using the info you supplied during your application. We also …

← Previous
Next →

Helpful links

  • Contact us
  • Web accessibility
  • Complaints
  • Fraud centre
  • Sitemap
  • Contact us
  • Web accessibility
  • Complaints
  • Fraud centre
  • Sitemap

Legal information

  • Legal hub
  • Credit card summary boxes
  • Savings terms and conditions
  • Privacy notice
  • Cookies
  • Modern Slavery Act statement
  • Website terms
  • Legal hub
  • Credit card summary boxes
  • Savings terms and conditions
  • Privacy notice
  • Cookies
  • Modern Slavery Act statement
  • Website terms

Corporate

  • Investor centre
  • Media centre
  • Careers
  • Useful corporate links
  • Investor centre
  • Media centre
  • Careers
  • Useful corporate links

Vanquis Bank Limited is registered in England & Wales with company number 02558509, with its registered office at Fairburn House, 5 Godwin Street, Bradford, BD1 2AH. VAT number 180555952. Vanquis Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority and is entered in the Financial Services Register under number 221156. Credit is subject to status, affordability, and credit checks. Credit is only available to UK residents aged 18 and over. Terms and conditions apply.

© 2026 Vanquis Bank. All rights reserved.