How does the Vanquis Credit Card help me build my credit rating?
Here are a few tips to consider that could help you build your credit rating and improve your credit score …
I have available credit and am making payments. Why can't I use my card?
If you’re currently on a payment plan where you’re paying a reduced monthly amount or …
Can I use my card abroad?
Yes, your Vanquis Credit Card is accepted at millions of retailers in more than 200 countries and territories. Important stuff to remember …
Can I decide where and how I use my card?
Yes, you can control exactly how your card is used. In the app, it’s quick and easy to set restrictions for: Cash withdrawals – this stops you taking out cash from ATMs. In-person spend – this stops all in-store purchases (using your PIN, contactless, Apple Pay or Google Pay). Online spend – this blocks all…
Can I find out my credit card number if I don't have my card?
Yes you can view your card number in the Vanquis app …
Can I spend on my new card before it arrives?
Yes of course. Here in the app you can:
Add your card to a digital wallet so you can use Apple Pay or Google Pay
View your card details which will allow you to make purchases online
Don’t forget that…
Have my PIN or card details changed with the new app?
No, you have the same PIN and your card details haven’t changed …
What should I do if I'm having trouble paying my credit card?
If you’re worried about going over your limit or missing a payment, we’re ready to help
Can I make contactless purchases with my card and are there any limits?
Yes, all our cards are contactless, and the limit per transaction is £100. To use your card contactless …
What's a cash transaction?
This is any transaction where you or a third party get physical cash, things like buying foreign currency or withdrawing money from an ATM.