How can I reduce my credit limit?
There are a few things you should know before making a request to reduce your credit limit …
How can I increase my credit limit?
After you’ve had your card for six months, we’ll review it monthly to see if you’re eligible for a credit limit increase …
I've accepted the offer of a credit limit increase. When will it show on my account?
This is usually within 24 hours but, if more checks are needed …
I chose the wrong credit limit increase preferences. Can I change this?
Find out how to change your credit limit increase preferences using the Vanquis app.
How do I opt out of receiving credit limit increase offers?
You can set your credit limit increase preferences in the Vanquis app …
What's a credit limit decrease and how do I request this?
A credit limit decrease is when the maximum amount of credit available to you on your credit card is reduced …
What does an income and expenditure form mean?
Income and expenditure forms help us understand your financial situation. We ask you to complete them to make sure …
What is a credit limit increase and how do I request one?
A credit limit increase is when the maximum amount of credit available to you on your credit card is increased …
How do I accept a credit limit increase in the new app?
Credit limit increase offers will be sent through the Vanquis app, email or SMS. You can then accept or decline, your offer will…
Why have you reduced my credit limit?
Why has my credit limit been reduced? Find out the reasons and what you can do to become eligible for an increase again.