How long does a balance transfer take?
If your request was approved, we aim to process it in line with these timescales …
I requested a balance transfer. Can I cancel this?
Unfortunately not, sorry. Once you’ve asked us to start a balance transfer, we’re unable to cancel this.
How many balance transfers can I request?
If a balance transfer offer is available, we’ll show you this in the Vanquis app …
Can I lose my balance transfer rate?
Yes, if you fall behind with two consecutive payments, you will lose your balance transfer rate. You’ll then be charged …
What happens at the end of my balance transfer period?
When the balance transfer interest rate period ends, interest will start building …
Which cards can I transfer a balance from to Vanquis?
You can only request a balance transfer from a credit card displaying the VISA or Mastercard logo …
What are the minimum and maximum amounts for a balance transfer?
The minimum amount is £100. The maximum amount will be a percentage of your credit limit …
Is there a fee if I transfer a balance to my credit card?
There’s usually a one-off fee when you transfer a balance …
Why don't I have a balance transfer offer?
Not all customers are offered the option to make balance transfers and they are subject to eligibility …
Can a balance transfer request be declined?
Your balance transfer request can be declined if since the offer was made to you …